At Fintalk, we excel in simplifying the process of obtaining unsecured business loans. Our streamlined approach, powered by advanced technology and supported by a seasoned team, ensures entrepreneurs can access the funding they need quickly and efficiently. With a focus on speed, convenience, and affordability, we are committed to helping businesses thrive by providing easy access to capital.
Fintalk gives Indian small company owners quick access to flexible loans without the need for collateral, changing lives, careers, and local economies.
Every entrepreneur has equitable access to money under Fintalk's vision of a financially inclusive future.
Collateral-free Business Loans
A Business loan is a kind of a term loan offered by Banks/NBFCs which ranges up to 50Lakhs. These loans are generally offered for short tenure up to and of maximum 5 years.
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This Kind of facility is offered by some lenders without hypothecating any kind of collateral. Lenders offer certain limit, and interest is paid only for the amount utilized for the number days.
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A Loan Against Property (LAP) is a secured loan where you pledge your property to get funds at lower interest rates and quick disbursal. It’s ideal for business expansion, education, or other personal financial needs.
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A Home Loan is a secured loan to help you purchase, construct, or renovate a residential property. It offers longer tenures and competitive interest rates for convenient repayment.
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A New Car Loan is a secured loan to help you purchase a brand-new vehicle. It offers flexible EMIs, attractive interest rates, and quick disbursal for hassle-free ownership.
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A Used Car Loan helps you finance the purchase of a pre-owned vehicle with ease. It comes with flexible repayment options, competitive interest rates, and quick disbursal.
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Secure your business's growth with our tailored loan solutions. Unlock the capital you need to thrive, backed by flexible terms and competitive rates.
Business Loan ROI% Ranges from 9.5% Flat Rate to 13% Flat Rate, based in the Reported Business Turnover
The OD/CC or property loan is offered by hypothecating the offered security, OD/CC involves higher cost like, Valuation, Legal and Technical report charges, Yearly AMC charges, Yearly Renewal charges, Limit Utilization Charges. So comparing to all these charges unsecured business loans ROI will be very affordable, since above charges are not applicable for the Unsecured Business loans
Since you are operating your business account with your parent banker, they offer loan amount with less ROI, as all your business transactions made are always benefit to your banker
As long as your Reported Turnovers and profits supports the new loan, along with the existing loans repayment behaviour, any number of business loans can be availed.
Yes, business loan can be processed based on your banking transactions and reported GST sale for a financial year
There should not be any EMI payments delay in the latest 6 months. Credit
Fintalk has been a key partner in our success, and an invaluable asset for the growth and future of our company.
Getting a Business loan for once was hassle-free. I got my loan approve and Disbursed within 24 hours just by sharing my GST & Bank Statements. Thank you, Fintalk!.
Anytime we had an issue, We’ve reached out to Fintalk. They’ve been there from the start to help when We’ve needed it.We don’t know what we would have done without The Fintalk. They really saved us!
Focus on your Business and Leave other things to Fintalk
506, 5th Floor, MGR Estates, Punjagutta, Hyderabad, Telangana 500082
info@thefintalk.in
+91 9985961300